The postings across this blog (website) are author’s own, purely individual and do not represent positions, strategies or opinions of author’s employer or anyone else.

Author is not a financial advisor and does not distribute any financial products with or without fee.

The purpose of this website is only to create general awareness about personal finances within salaried workers and encourage them to follow DIY (Do it yourself) approach to manage their finances. Under no circumstances this website deems to replace advice given by an expert and authorized financial advisor.  The content of this website does not constitute investment advice or a solicitation to buy any specific stocks, mutual funds or financial product whatsoever. Any or all conclusions drawn out of the articles or posts by you may be proved wrong due to unforeseen movements in markets in the future. You assume all risks associated with using any information available over the posts on this website with a full understanding that you, solely, are responsible for any consequences arising in such a situation, irrespective of your interpretation of the information.

Readers or audience should reach out to an expert and authorized financial advisor, planner, distributor or broker should they require any expert financial guidance.